It doesn’t take much to get an Alabama title loan, which is what makes them so convenient and helpful when you need to get cash now. Car title loans are a unique type of personal loan that uses your car’s papers as collateral for what you borrow. The way they are set up makes them easy to get, since you don’t need anything other than a clean car title with no liens, and they can have cash in the bank for you in as little as a day.
Title loans are a type of short-term loan that doesn’t depend on your credit score or financial history to secure a line of credit. Instead, all they require is a car. Since the lender only needs to know a little bit about your vehicle to get you a loan, they can do it much faster, meaning that you can have loan money in hand in just hours.
Title loans in Birmingham are also exceptionally understanding when it comes to the car, itself. Lenders know that your car is essential to your life, which is why you keep the vehicle throughout the life of the loan. All your lender needs is the title. Then, once everything has been paid in full, your title comes right back to you without hesitation.
Getting Your Car Title Loan Ready
If you are going to get a title loan, it makes things much easier if you have everything ready and up to date with your vehicle. The Motor Vehicles Division with the Alabama Department of Revenue can help you out with that.
You can use their online service to get or renew your registration, as well as to renew your driver’s license and get copies of or a replacement for your title. If you need an in-person service or you would simply rather deal with someone face-to-face, you can always make an appointment with the Shelby-Pelham Tag and Title Office.
1018 County Services Drive Building #18
Pelham, AL 35124
Getting the Best Title Loans Alabaster Lenders Can Offer
Part of what makes getting a title loan so great is that you can work with your lender to maximize your benefits. That is where we come in. Instead of going through hours of researching and comparing loans, all you have to do is give our office a call.
We’ve already done all of the hard work and compiled a database of the best title loans Alabama lenders offer. We only work with lenders that are compliant with state regulations and licensed by the State Banking Department.
All you have to do is give our office a call and in a few short minutes you can get a car title loan estimate and we can set you up with the Alabama title loan you’re looking for. An experienced title loan expert will work with you on figuring out exactly what terms would make for the best loan for your needs.
Then, working with the terms you set in mind, they will go through our database of trustworthy, reputable lenders to find a loan that is custom fit to meet your needs. The whole process can be done over the phone in a matter of minutes. It’s the easiest way out there to get a car title loan you know you can trust.
If, in the past, you have worked with a lender that you believe has abused your rights as a borrower, report them to the Consumer Financial Protection Bureau immediately. Then, give our office a call and let us set you up with an Alabaster title loan done the right way.