About Alabama Title Loans

What We Do

We are the front runner in providing affordable car title loans for the people of Birmingham and other cities in the historic state of Alabama. We offer car title loans to our customers who are in need of fast cash but are constrained to get financing due to poor credit. We do not function like traditional banks and loan institutions. Thus, we welcome everyone who wants to avail of our car title loan regardless of credit score. We have served hundreds of customers who were previously rejected by banks but found refuge with our affordable car title loan.

Our Goal

It’s our goal to help our clients gain control over their finances by offering an easy and efficient loan application process. You can submit a loan request online or over the phone, so there’s no need for you to leave your home. We will also allow you to continue using your car while paying the dues. If you avail a car title loan with us, you can be rest assured that you will experience quick services unlike any other loan provider in the state.

Core Values

We do our business by following these core values that makes us one of the most preferred car title loan provider in Alabama:

  • Honesty – We keep every transaction transparent and straightforward. Expect that no hidden charges and penalties will be added to your account since everything will be explained to you up front.
  • Fair & Fast – We treat every customer fairly and equally. Regardless of your ethnicity, skin color, and financial status, we will accommodate your loan request and provide the same quality service that we have been providing to all our customers for years.
  • Care – We care for our clients like they are family. We are committed to helping you get out of the financial misfortune that you are suffering. We’ve made our terms and interest rates the most competitive in the market so that you can efficiently manage your finances.



Frequently Asked Questions

What is a car title loan?

A car title loan is a short-term loan that uses your car’s title papers as collateral for the amount you borrow. The title provides security for the lender, who is then able to give out money quickly and with less hesitation. Many borrowers get their loan money in as little as 24 hours. The loans generally last from one to three months, by the end of which they need to be paid in full. Once the the loan has been fully repaid, the title is returned to the borrower immediately. The lender only hangs onto the title. Even during the life of the loan, the borrower keeps the car.

How much money can I get from a title loan?

The amount you get is going to vary greatly depending upon your vehicle and the loan terms you are looking for. While loan amounts differ from car to car and from lender to lender, you can get get a free online estimate letting you know how much your specific title loan could be worth. All you need to do is provide a bit of information about your vehicle such as its model year, its make, its model, its style, and its estimated mileage.

What do I need to get a car title loan?

Title loans don’t require an immaculate credit score or a lot of cash in the bank. All you need to get a title loan in Alabama is a clean car title with no liens against it. The car must be debt-free. A lender lend against something that the borrower does not own in full yet. Additionally, no other companies can have a lien on the car at the time of the loan. A clean car title is all you need to get the loan, but you may also want to have a few other items handy to make application and processing easier, including:

  • Copy of a valid driver’s license
  • Proof of registration
  • Proof of employment or other financial benefits
What happens if I can’t repay my loan?

If you are unable to repay your loan, under the Alabama Pawn Shop Act a lender may seek to repossess your vehicle and sell it in order to recoup their losses. There are some state regulations regarding how repossession must happen, but if you believe that you will be unable to repay your loan in full or if you think you may be late on even a single payment, it is best to contact your lender immediately to see if you can work with them to create more suitable terms.

Why should I get a title loan?

It may seem scary to put your car up as collateral like that, but most borrowers never even have to think about repossession after they get their loan. The truth is that title loans are a secure, easy way to get money when you need it fast. Title loans can help cover expenses you didn’t see coming until you get your next paycheck, or simply make living a bit easier during a particularly hard financial time. When you need cash quick, nothing beats the ease and peace of mind that a title loan brings.

How do I get a car title loan?

That’s easy! All you have to do is give our office a call our use our easy online form to get going. A member of our team will be there to help you pick the right title loan to meet your needs and set up the details like terms and paperwork. All you have to do is send in your title and get your title cash.



We’ve been in the title loan business for several years now. What was once a small business has now expanded its coverage in various states across the country. We are actively responding to the needs of the people of Alabama in a fast and affordable way to raise instant money. Contact us today and join the growing number of customers who choose to avail a car title loan with us.